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MNComp BuddyClaim Organizer
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PTD is a weekly check. In Minnesota, PTD (Permanent Total Disability) is generally two-thirds of wages at the time of injury, subject to a minimum of 65% of SAWW and a maximum equal to the TTD maximum.

  • • Minimum PTD: 65% of SAWW
  • • Maximum PTD: same as TTD maximum
  • • Offset can apply after $25,000 of weekly comp has been paid

Rates verified through 2025-10-01. Reviewed by Dan Swenson, Minnesota workers' comp attorney.

Rates verified through: 2025-10-01

What Should My PTD Check Be?

Enter your DOI and AWW. We'll calculate PTD using the 65% SAWW minimum, show annual adjustments, and walk through the $25,000 offset concept.

DOI controls the max rate and the annual adjustment rule.

Gross (before taxes) weekly earnings at the time of injury.

Walk-through inputs (optional)

We apply annual adjustments up to this date.

Minn. Stat. § 176.101, subd. 6.

PTD generally stops at age 72, except if injured after age 67 it stops after five years of PTD benefits. (Minn. Stat. § 176.101, subd. 4.)

PERA/MSRS disability benefits may reduce your PTD check. This only applies during the disability phase — once converted to a retirement pension, the offset no longer applies.

Statute: offset can apply after $25,000 of weekly comp has been paid. This tool shows a simplified estimate.

This calculator is for informational purposes only and does not constitute legal advice. Results are estimates based on Minnesota workers' compensation law as of the rates shown. Consult a qualified attorney for advice specific to your situation.

How this works (plain English)

Step 1: We start with 2/3 of your AWW (gross weekly wage at the time of injury).

Step 2: We apply the PTD minimum and maximum for your DOI: minimum is 65% of SAWW, and maximum is the TTD maximum.

Step 3: We apply annual adjustments (if eligible) based on Minn. Stat. § 176.645.

Step 4 (optional): PTD can be reduced after $25,000 in weekly comp has been paid by certain government disability or Social Security benefits. This calculator provides a simplified estimate for planning.

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