What Is TTD (Temporary Total Disability) in Minnesota Workers' Comp?

Temporary Total Disability (TTD) is the weekly wage-replacement benefit in Minnesota workers' compensation for people who cannot work at all because of a work injury.

How TTD is calculated

Under Minn. Stat. § 176.101, subd. 1, your TTD weekly rate is two-thirds (66⅔%) of your average weekly wage (AWW), subject to a statewide maximum and minimum. If two-thirds of your AWW is higher than the maximum, you receive the maximum. If it is lower than the minimum, you receive the minimum (or your actual AWW, whichever is less). The maximum and minimum change every October 1, based on the Statewide Average Weekly Wage (SAWW) published by the Minnesota Department of Labor and Industry (DLI).

Use the AWW calculator and TTD calculator. Check the figure against the rates table for your date of injury.

Example

Say your AWW is $1,200 and your date of injury falls in the rate period starting October 1, 2023. Two-thirds of $1,200 is $800. The maximum for that period is $1,259.28, and $800 is below it, so your TTD rate is $800 per week.

If your AWW were much higher, say $2,500, two-thirds would be $1,666.67, which exceeds the max. You would receive the maximum rate instead.

How long TTD can run

Three separate clocks matter:

130-week cap (modern injuries). For dates of injury on or after October 1, 2008, temporary total disability is limited to 130 weeks of payment under Minn. Stat. § 176.101, subd. 1(k), unless a statutory exception applies. See how long workers' comp lasts.

104-week cap (older injuries). Injuries from October 1, 1995 through September 30, 2008 used a 104-week cap in the temporary total category.

MMI plus 90 days. TTD generally ends 90 days after written notice of maximum medical improvement, even if weeks remain under the cap. That is MMI, not the adjuster's verbal opinion.

When TTD stops early

Insurers discontinue TTD when they claim you can return to work, reached MMI, or refused suitable light duty inside your restrictions. The usual paper is a NOID. Objections go through the expedited process under Minn. Stat. § 176.239.

TTD is not TPD. If you can work but earn less because of the injury, that is temporary partial disability.

First check timing: when work comp has to start paying (14-day rule under Minn. Stat. § 176.221).

Sources

• Minn. Stat. § 176.101, subd. 1: TTD benefit calculation
• Minn. Stat. § 176.101, subd. 1(k): 130-week cap
• Minn. Stat. § 176.011, subd. 18: AWW definition
• DLI rate information and SAWW