Weekly benefit rates verified through 10/01/2025
Minnesota Benefit Escalation Calculator (176.645)
Enter your date of injury and what you were earning. We'll calculate your TTD rate and show how it should increase over time under Minnesota law.
Be precise. DOI controls the waiting period, the yearly cap, and which rate table row applies.
Gross (before taxes). We'll compute the base TTD rate first, then apply annual adjustments on the anniversary dates (per Minn. Stat. § 176.645).
How far into the future do you want to see adjustments? Pick today's date or a future date.
This is an informational tool, not legal advice. Results depend entirely on the information you enter and may not reflect all statutory exceptions or fact-specific rules. Verify against the underlying statute and consult an attorney for case-specific decisions.
Minnesota ongoing wage-loss benefits adjust annually for inflation, subject to a cap and a waiting period that depend on your date of injury (for some years, a 3% cap after a 3-year wait). (Minn. Stat. § 176.645.)
Reviewed by Daniel C. Swenson, Minnesota workers' compensation attorney, Robert Wilson & Associates. Weekly benefit rates verified through 2025-10-01. General information, not legal advice.
How annual benefit escalation works
Ongoing wage-loss benefits adjust on an anniversary schedule tied to changes in the statewide average weekly wage.
For injuries on or after 10/1/2013, adjustments are capped at 3% per year and begin after a 3-year wait. Earlier injury dates use different caps and waiting periods.
Worked example
A 2020 date of injury follows the 3% cap with a 3-year wait, so the first adjustment is possible only after the third anniversary, and no single annual step exceeds 3%.
How serious is your situation?
Use your result as a screen. On track means the numbers line up. Act quickly means something is off and the dispute steps usually have firm deadlines.
May be on track
Your benefit has been adjusted on schedule. Save this.
Worth watching
You are approaching your first adjustment anniversary, or your injury date uses an older rule. Watch the dates.
Act quickly
Your benefit has not been adjusted when it should have been. Send the insurer the adjustment calculation in writing and ask it to correct the rate back to the missed adjustment date.
Frequently asked questions
- When do adjustments start?
- For post-10/1/2013 injuries, after a 3-year wait, then annually, capped at 3%.
- Why is my adjustment less than inflation?
- The statute caps the annual adjustment (3% for post-2013 injuries) even when the underlying wage change is higher.
- Which Minnesota workers’ comp benefits receive annual adjustments?
- Minn. Stat. § 176.645 applies to ongoing monetary benefits covered by the statute, including qualifying wage-loss and dependency benefits. PPD is calculated under its own schedule rather than escalated each year.
- Is a workers’ comp adjustment based on the consumer price index?
- No. Minnesota uses changes in the statewide average weekly wage, subject to the waiting period, annual cap, and other rules tied to the injury date.
- Is the insurer supposed to apply the adjustment automatically?
- The paying insurer should adjust an eligible ongoing benefit when the statute requires it. Keep each benefit notice and payment history so a missed anniversary or wrong base rate can be checked.
- Do older Minnesota injury dates use the same 3% cap?
- No. Section 176.645 has changed over time. The waiting period and cap must be selected from the law applicable to the injury date, which is why this calculator asks for that date.
Sources
How we keep this math current, including our test suite and rate-change history: accuracy and source notes.