Updated 10/01/2025
Minnesota PTD Calculator (Permanent Total Disability)
Enter your date of injury and wages. This calculator computes your permanent total disability rate, applies annual adjustments through today, and shows the effect of SSDI and government benefit offsets on the payable amount.
Gross weekly earnings at DOI, before taxes.
PTD stops at age 72 (or 5 years from date of injury if injured after age 67). Minn. Stat. § 176.101, subd. 4.
When should PTD benefits start?
Are you receiving Social Security disability (SSDI)?
Are you receiving a PERA or MSRS disability pension?
For minors or apprentices, PTD may use the maximum TTD rate instead of the usual two-thirds formula.
This is an informational tool, not legal advice. Results depend entirely on the information you enter and may not reflect all statutory exceptions or fact-specific rules. Verify against the underlying statute and consult an attorney for case-specific decisions.
In Minnesota, permanent total disability (PTD) pays two-thirds of your average weekly wage (subject to the date-of-injury maximum and a minimum of 65% of the statewide average weekly wage) and continues with annual adjustments while you remain totally disabled. (Minn. Stat. § 176.101, subd. 4.)
Reviewed by Daniel C. Swenson, Minnesota workers' compensation attorney, Robert Wilson & Associates. Rates verified through 2025-10-01. General information, not legal advice.
How permanent total disability (PTD) is calculated
PTD generally pays two-thirds of your AWW, subject to the maximum and a minimum of 65% of the statewide average weekly wage (SAWW).
Because the floor is 65% of SAWW, the PTD minimum can exceed two-thirds of a low actual wage.
PTD can be reduced by certain government disability benefits, and has age-based cessation rules (for example around age 72, and a five-year rule for injuries after age 67).
Worked example
For a date of injury of 10/1/2025 with a low AWW of $1,000, the PTD minimum (65% of SAWW) can apply even though two-thirds of $1,000 is only $666.67. With an AWW of $3,000, PTD is capped at $1,536.84.
How serious is your situation?
Use your result as a screen. Green means the numbers line up; red means something is off and the dispute steps usually have firm deadlines.
Green: may be on track
Your PTD rate fits the min/max for your injury date. Save it.
Yellow: worth watching
A government-benefit offset or an age-based cessation rule may apply. Watch for changes.
Red: act quickly
PTD is being denied, offset incorrectly, or stopped early. PTD is a lifetime benefit, so even a small weekly error compounds. Document the discrepancy and use the formal dispute process.
Frequently asked questions
- What is the PTD minimum in Minnesota?
- The PTD weekly minimum is 65% of the statewide average weekly wage, which can be higher than two-thirds of a low actual wage.
- Do Social Security or PERA benefits reduce PTD?
- Certain government disability benefits can offset PTD. The SSDI offset tool models part of this; the interaction can be complex.
Sources
How we keep this math current, including our test suite and rate-change history: accuracy and source notes.