What is the PTD minimum in Minnesota?

The PTD weekly minimum is 65% of the statewide average weekly wage, which can be higher than two-thirds of a low actual wage.

Do Social Security or PERA benefits reduce PTD?

Certain government disability benefits can offset PTD. The SSDI offset tool models part of this; the interaction can be complex.

How long does permanent total disability last in Minnesota?

It depends on the injury date and whether you remain permanently and totally disabled. Injuries on or after October 1, 2018 generally use an age-72 cessation rule, with a separate five-year rule for workers injured after age 67. Earlier injuries can use an age-67 rule. Check the statute for the rule tied to your injury date.

Is permanent total disability the same as permanent partial disability?

No. PPD pays for permanent loss of bodily function under a rating schedule. PTD is wage-loss compensation for a worker who meets the impairment gate and is permanently unable to secure more than sporadic employment resulting in insubstantial income.

Does Minnesota PTD receive cost-of-living adjustments?

PTD can receive periodic adjustments under Minn. Stat. § 176.645. The waiting period and annual cap depend on the injury date, so the initial weekly rate is not necessarily the amount paid years later.

Can I work at all while receiving PTD?

PTD does not always require complete inactivity, but steady earnings can affect whether you remain permanently and totally disabled. The statutory standard focuses on whether you can secure anything more than sporadic employment resulting in insubstantial income.

Weekly benefit rates verified through 10/01/2025

Minnesota PTD Calculator (Permanent Total Disability)

Enter your date of injury and wages. This calculator computes your permanent total disability rate, applies annual adjustments through today, and shows the effect of SSDI and government benefit offsets on the payable amount.

Built and written by Daniel Swenson, Minnesota workers' compensation attorney, Robert Wilson & AssociatesLast updated: October 1, 2025

Date of injury

Average Weekly Wage (AWW)

Gross weekly earnings at DOI, before taxes.

Date of birth

For injuries on or after October 1, 2018, PTD stops at age 72, or 5 years from the start of PTD if you were injured after age 67. For earlier injuries the law in force stopped PTD at age 67 under a rebuttable presumption of retirement. Minn. Stat. § 176.101, subd. 4, as amended by 2018 Laws ch. 185, art. 5, s. 4.

When should PTD benefits start?

How much PTD have you been paid so far? (optional)

The SSDI and PERA offset below does not start until $25,000 of weekly PTD has been paid. Enter the running total and this will hold the offset back until you get there. Leave it blank and the offset is shown as if it has already started.

Are you receiving Social Security disability (SSDI)?

Are you receiving a PERA or MSRS disability pension?

Minor or apprentice at DOI (uses maximum TTD rate for PTD)

For minors or apprentices, PTD may use the maximum TTD rate instead of the usual two-thirds formula.

This is an informational tool, not legal advice. Results depend entirely on the information you enter and may not reflect all statutory exceptions or fact-specific rules. Verify against the underlying statute and consult an attorney for case-specific decisions.

In Minnesota, permanent total disability (PTD) pays two-thirds of your average weekly wage (subject to the date-of-injury maximum and a minimum of 65% of the statewide average weekly wage) and continues with annual adjustments while you remain totally disabled. (Minn. Stat. § 176.101, subd. 4.)

Reviewed by Daniel C. Swenson, Minnesota workers' compensation attorney, Robert Wilson & Associates. Weekly benefit rates verified through 2025-10-01. General information, not legal advice.

How permanent total disability (PTD) is calculated

PTD generally pays two-thirds of your AWW, subject to the maximum and a minimum of 65% of the statewide average weekly wage (SAWW).

Because the floor is 65% of SAWW, the PTD minimum can exceed two-thirds of a low actual wage.

PTD can be reduced by certain government disability benefits, and it ends on an age-based rule that depends on your date of injury: age 72 for injuries on or after October 1, 2018 (with a five-year rule for injuries after age 67), and age 67 for injuries before that date.

Worked example

For a date of injury of 10/1/2025 with a low AWW of $1,000, the PTD minimum (65% of SAWW) can apply even though two-thirds of $1,000 is only $666.67. With an AWW of $3,000, PTD is capped at $1,536.84.

How serious is your situation?

Use your result as a screen. On track means the numbers line up. Act quickly means something is off and the dispute steps usually have firm deadlines.

May be on track

Your PTD rate fits the min/max for your injury date. Save it.

Worth watching

A government-benefit offset or an age-based cessation rule may apply. Watch for changes.

Act quickly

PTD is being denied, offset incorrectly, or stopped before the age rule for your injury date. PTD can continue for years, so even a small weekly error compounds. Document the discrepancy and use the formal dispute process.

Frequently asked questions

What is the PTD minimum in Minnesota?: The PTD weekly minimum is 65% of the statewide average weekly wage, which can be higher than two-thirds of a low actual wage.
Do Social Security or PERA benefits reduce PTD?: Certain government disability benefits can offset PTD. The SSDI offset tool models part of this; the interaction can be complex.
How long does permanent total disability last in Minnesota?: It depends on the injury date and whether you remain permanently and totally disabled. Injuries on or after October 1, 2018 generally use an age-72 cessation rule, with a separate five-year rule for workers injured after age 67. Earlier injuries can use an age-67 rule. Check the statute for the rule tied to your injury date.
Is permanent total disability the same as permanent partial disability?: No. PPD pays for permanent loss of bodily function under a rating schedule. PTD is wage-loss compensation for a worker who meets the impairment gate and is permanently unable to secure more than sporadic employment resulting in insubstantial income.
Does Minnesota PTD receive cost-of-living adjustments?: PTD can receive periodic adjustments under Minn. Stat. § 176.645. The waiting period and annual cap depend on the injury date, so the initial weekly rate is not necessarily the amount paid years later.
Can I work at all while receiving PTD?: PTD does not always require complete inactivity, but steady earnings can affect whether you remain permanently and totally disabled. The statutory standard focuses on whether you can secure anything more than sporadic employment resulting in insubstantial income.

Sources

How we keep this math current, including our test suite and rate-change history: accuracy and source notes.